Credit Saint Overview
Credit Saint is a reputable credit restoration specialist that has been helping individuals improve their credit scores since 2004. Here’s a detailed look at what the service offers and its key features.
What Credit Saint Does
Credit Saint focuses on improving your credit score by challenging and removing negative, inaccurate, outdated, biased, incomplete, misleading, or unverifiable information from your credit report. Their services are designed to help individuals nationwide who are working towards achieving a good credit score.Key Features and Functionality
Credit Repair Services
Credit Saint employs professionals to dispute errors on your credit report with all three major credit bureaus (Equifax, Experian, and TransUnion). They target items such as late payments, charge-offs, collections, bankruptcies, tax liens, and other negative entries that may be damaging your credit score.Customized Dispute Letters
Unlike many competitors, Credit Saint crafts personalized, handwritten dispute letters tailored to each individual’s credit history, rather than using generic templates.Multiple Service Plans
Credit Saint offers three different service plans to cater to various financial needs and budgets:- Credit Polish: This basic plan includes disputes with all three credit bureaus, credit score analysis, and a score tracker. It costs $79.99 per month plus a $99 initial working fee.
- Credit Remodel: This intermediate plan adds advanced services like credit scores and reports from one of the three credit bureaus, inquiry targeting, and a personalized guide to building credit. It costs $109.99 per month plus a $99 initial working fee.
- Clean Slate: The most comprehensive and aggressive plan, which includes unlimited challenges to the three credit bureaus, creditor intervention letters, score analysis, and more. It costs $139.99 per month plus a $195 initial working fee.