Overview of Scalable Capital
Scalable Capital is a comprehensive digital wealth management and investment platform founded in 2014 in Germany, now operating in most European countries. Here’s a detailed look at what the platform offers and its key features.
What Scalable Capital Does
Scalable Capital serves both individual and institutional investors by providing automated portfolio management, self-directed trading options, and a range of investment products. The platform aims to make professional, intelligent, and cost-effective investment solutions accessible to everyone, regardless of their financial expertise or investment goals.
Key Features and Functionality
Automated Portfolio Management
Scalable Capital employs state-of-the-art technology and algorithms to create, manage, and modify investment portfolios based on each investor’s risk tolerance, objectives, and preferences. This robo-advisor service uses advanced risk management strategies, continuously monitoring and adjusting portfolios in response to market conditions to ensure they remain aligned with the investor’s goals.
Personalized Investment Portfolios
The platform generates customized portfolios using inexpensive exchange-traded funds (ETFs) and other asset classes. These portfolios are tailored to the individual investor’s time horizon, risk tolerance, and financial objectives, ensuring a diversified investment strategy that meets unique client needs.
Global Diversification
Scalable Capital emphasizes global diversification by investing in assets across various geographies, industries, and asset classes. This approach helps reduce risk and increase potential returns by spreading investments widely.
Active Risk Management
One of the standout features is the platform’s active risk management. Scalable Capital continuously monitors market conditions and adjusts the portfolio accordingly to mitigate risk and maintain alignment with the investor’s objectives.
Automatic Rebalancing
The platform automatically rebalances client portfolios to ensure the desired asset allocation is maintained over time. This feature adjusts the weights of various investments as market and asset values change, keeping the portfolio on track.
Self-Directed Trading (Scalable Broker)
For investors who prefer a more hands-on approach, Scalable Capital offers a brokerage service called Scalable Broker. This service allows users to execute trades on their own with minimal fees, starting at €0.99 per trade or a flat rate starting from €250 per month. Investors can trade over 7,800 stocks, ETFs, funds, and cryptocurrencies with features like smart order types and price alerts.
Savings Plans
Scalable Capital allows users to set up savings plans with as little as €1 per month. Investors can choose the amount, frequency, and execution date of their savings plans, and the platform will invest the savings into fractions of stocks or other assets, combining them into whole securities over time.
Transparency and Low Fees
The platform is known for its transparent pricing structure with no hidden costs. Fees are clearly explained, ensuring investors understand exactly what they are paying for. This transparency, combined with low fees, helps investors retain a larger portion of their returns.
Institutional Services
In addition to individual investors, Scalable Capital provides asset management services for institutional clients such as banks, insurance companies, pension funds, and businesses. These services offer personalized portfolio solutions to help manage substantial sums of money effectively.
Conclusion
Scalable Capital offers a robust suite of investment solutions, combining automated portfolio management with self-directed trading options, all at a low and transparent cost. Its focus on global diversification, active risk management, and automatic rebalancing makes it an attractive option for both individual and institutional investors looking to manage their wealth efficiently.