IDShield Overview
IDShield is a comprehensive identity theft protection service provided by LegalShield, designed to offer robust and multifaceted protection for individuals and families against various forms of identity theft and financial fraud.
What IDShield Does
IDShield is engineered to monitor, alert, and restore your identity in the event of theft or misuse. Here are the core functions of the service:
- Identity Monitoring: IDShield continuously scans for any unauthorized use of your personal information, including your Social Security number, credit files, and other sensitive data.
- Alert System: The service provides extensive alerts for potential nefarious activities, such as dark web surveillance, public records monitoring, court records checks, and address change notifications.
- Identity Restoration: In the event of identity theft, IDShield assigns a dedicated licensed private investigator to restore your identity to its pre-theft status, often resolving issues within 2 hours or less.
Key Features
Identity and Credit Monitoring
- SSN Monitoring: Alerts you to any suspicious uses of your Social Security number.
- Credit Monitoring: Offers one-bureau (TransUnion) or three-bureau (Equifax, Experian, and TransUnion) credit monitoring, providing daily credit score updates and annual credit reports.
- Dark Web Monitoring: Scans the dark web to ensure your data is not being used for malicious activities.
Financial Protection
- Financial Account Monitoring: Monitors your bank accounts and other financial transactions for unusual activity.
- High-Risk Applications: Alerts you to new financial account applications and other high-risk activities under your name.
- Credit Freeze and Fraud Alerts: Helps you manage credit freezes and fraud alerts with the major credit bureaus.
Additional Security Features
- Device Protection: Includes antivirus software from Trend Micro, a VPN, and a password manager to protect your devices from malware and other threats.
- Social Media Monitoring: Monitors your social media accounts for suspicious activities or posts that could harm your reputation.
- Public Records and Court Records: Scans public and court records to ensure your information is not being misused.
Family and Child Protection
- Family Plans: Covers two adults and unlimited dependent children, providing the same identity monitoring features for minors to protect against child identity theft.
Other Features
- Sex Offender Tracking: Provides information on sex offenders in your neighborhood and sets up alerts for any changes.
- Address Change Monitoring: Alerts you to any change of address requests made in your name.
- Solicitation Reduction: Helps reduce junk mail and telemarketing calls by removing your information from data brokers’ websites.
- Medical Data Protection: Monitors and protects your medical data from unauthorized access.
Plan Options and Pricing
IDShield offers various plans tailored to individual and family needs:
- Individual Plans: Start at $14.95 per month for one-bureau credit monitoring and $19.95 per month for three-bureau credit monitoring.
- Family Plans: Start at $29.95 per month for one-bureau credit monitoring and $34.95 per month for three-bureau credit monitoring, covering two adults and unlimited dependent children.
Identity Theft Insurance and Restoration
IDShield provides up to $3 million in identity theft insurance to cover unrecovered costs and offers full-service identity restoration by licensed private investigators.
In summary, IDShield is a robust identity theft protection service that offers comprehensive monitoring, alert systems, and restoration services, making it a valuable tool for protecting your personal and financial information.