Digit
Digit is an AI-powered savings app designed to help individuals who find it challenging to save money consistently. By automatically analyzing your income and spending habits, Digit determines how much you can save and transfers small amounts from your checking account to a separate Digit savings account. This automated approach allows users to build a financial safety net effortlessly, as the app’s algorithms learn and adapt to your spending patterns over time, personalizing your savings goals. While Digit offers the convenience of automatic savings and is easy to use, it does come with some limitations, such as restricted access to your savings and a monthly fee after a free trial period. Additionally, it may not be the best fit for those who prefer more control over their savings strategy. Overall, Digit provides a secure and efficient way to enhance your money-saving efforts.