Allstate Identity Protection - Detailed Review
Privacy Tools
Allstate Identity Protection - Product Overview
Allstate Identity Protection
Allstate Identity Protection is a comprehensive solution aimed at safeguarding individuals and their families from the growing threats of identity theft and cybercrime. Here’s a breakdown of its primary function, target audience, and key features:
Primary Function
The primary function of Allstate Identity Protection is to monitor, detect, and resolve identity theft and fraud. It uses advanced technology, including AI-driven tools and human intelligence, to stay ahead of cyber threats. The service alerts users to suspicious activity in near real-time and provides 24/7 support for identity restoration if fraud occurs.
Target Audience
Allstate Identity Protection is designed for a wide range of individuals, including families, seniors, and anyone concerned about their digital safety. The service is particularly beneficial for those who want to protect themselves and their loved ones from identity theft, financial fraud, and other cyber threats. It also offers specialized support for seniors through the Elder Fraud Center.
Key Features
- Comprehensive Identity and Financial Monitoring: This includes monitoring of social media accounts, dark web activity, and financial accounts to detect any suspicious activity.
- Allstate Digital Footprint®: This tool shows users where their personal data lives online and alerts them to potential security risks.
- Identity Health Status: Provides an at-a-glance insight into the user’s risk level.
- Family Digital Safety Tools: Includes web filtering, screen time management, and location tracking to help keep children safe.
- Tri-Bureau Credit Monitoring: Offers annual credit reporting and credit score updates, along with the ability to lock TransUnion credit reports and get credit freeze assistance.
- Full-Service Remediation and Resolution: Expert specialists are available 24/7 to manage recovery and restore compromised identities.
- Expense Reimbursement: Up to $1 million (or $2 million in some plans) in identity theft expense reimbursement for stolen funds and out-of-pocket costs.
- Additional Features: Includes a robocall blocker, ad blocker, and social media account takeover monitoring.
By offering these features, Allstate Identity Protection provides a holistic approach to safeguarding personal information and helping users maintain their digital security.
Allstate Identity Protection - User Interface and Experience
User Interface Overview
The user interface of Allstate Identity Protection is generally designed to be user-friendly and accessible, although there are some areas that could be improved.
Ease of Use
Signing in to the Allstate Identity Protection app is described as simple and secure. Users can quickly review alerts, check their Identity Health status, access dark web monitoring, and manage family members covered by their plan with ease. The app and web interface are laid out clearly, with features clearly labeled, making it straightforward for users to set up and activate different alerts without significant issues.
User Experience
Users have reported that the app is intuitive, with one reviewer noting that it was easy to manage accounts for both themselves and their family’s protection. However, some users have encountered frustrations. For instance, the Digital Footprint tool, which scans for old online accounts, can be slow and may take a day or more to complete its scan. This can be inconvenient as users cannot use other features while the scan is in progress.
Mobile App Specifics
The mobile app allows users to access various features directly from their mobile devices, including reviewing alerts, monitoring credit reports, and managing family members. However, some users have reported issues such as the app preventing their phone from opening web links from other apps and persistent login requirements without the option for fingerprint or authenticator app login.
Customer Support and Feedback
While the service provides 24/7 dedicated support and has a high customer satisfaction score for identity theft restoration, some users have expressed dissatisfaction with the customer support, particularly highlighting the lack of a live chat feature and some instances of unhelpful customer service interactions.
Additional Features
The app includes a comprehensive collection of educational materials and tools to help detect identity theft before it occurs. It also offers features like dark web monitoring, financial transaction alerts, and social media monitoring, which are generally well-received by users.
Conclusion
In summary, while Allstate Identity Protection offers a user-friendly interface and several useful features, there are areas for improvement, particularly in the functionality of the mobile apps and the efficiency of certain tools like the Digital Footprint. Additionally, enhancing customer support and adding features like live chat could significantly improve the overall user experience.
Allstate Identity Protection - Key Features and Functionality
Allstate Identity Protection Features
Allstate Identity Protection offers a comprehensive set of features to help individuals and families protect their identities and financial information. Here are the main features and how they work:
Identity Monitoring
Allstate Identity Protection actively monitors your identifying information, including Social Security numbers, driver’s license numbers, birthdates, and addresses. This service includes dark web monitoring, where they constantly scan for your data on sites where stolen information is often bought and sold. If any suspicious activity is detected, you receive alerts, ensuring you can take immediate action.
Financial Monitoring
This feature encompasses several aspects:
- Credit Monitoring: Allstate monitors your credit activity using TransUnion, and in some plans, all three major credit bureaus (TransUnion, Experian, and Equifax). You receive alerts for any unusual changes or suspicious activity. However, not all plans include access to credit reports or scores.
- Credit Card Monitoring: Once you enter your credit card information, Allstate alerts you about any unusual purchases.
- Bank Account Monitoring: Allstate keeps an eye on your bank accounts for large or uncharacteristic withdrawals.
- 401(k) and HSA Monitoring: Your retirement and health savings accounts are monitored for any unauthorized transactions.
- High-Risk Transaction Monitoring: Allstate looks out for any transactions that seem risky or out of character across all your financial accounts.
Social Media Monitoring
Available with the Premier and higher plans, this feature monitors your social media accounts (LinkedIn, Twitter, Facebook, and YouTube) for any offensive posts or account takeovers. You receive alerts if any suspicious activity is detected.
Digital Footprint
Allstate’s Digital Footprint monitoring scans the web for all accounts listed in your name, including bank accounts, online shopping accounts, and more. This helps you manage and secure all your online accounts, even those you may have forgotten about.
Full-Service Remediation and Insurance
If identity theft occurs, Allstate provides full-service assistance:
- Account Professionals: Experts handle cases of identity theft from start to finish, including contacting the police and recovering stolen funds.
- Stolen Funds Reimbursement: Up to $1 million reimbursement for stolen funds, depending on the plan.
- Out-of-Pocket Reimbursement: Up to $1 million reimbursement for out-of-pocket expenses incurred due to identity theft.
- Tax Refund Coverage: Immediate replacement of tax refund money if a check is stolen.
- Lost Wallet Services: Assistance in canceling credit cards and replacing IDs and documents if your wallet is lost or stolen.
Advanced Fraud Protection
The Premier and higher plans include advanced fraud protection features such as:
- Allstate Security Pro: This feature uses internal data and demographic information to uncover emerging fraud trends and provides personalized alerts and tips to reduce the risk of digital fraud.
- Sex Offender Alerts: Alerts if a sex offender moves into your neighborhood.
- IP Address Monitoring: Monitors your IP address for any suspicious activity.
Credit Management
Allstate offers several credit-related services:
- Credit Score Tracking: Unlimited TransUnion credit scores and annual tri-bureau reports and scores.
- Credit Freeze Assistance: Helps you freeze your credit to prevent unauthorized access.
- Credit Lock: Allows you to lock your credit for both adults and minors.
- Credit Report Disputes: Assistance in disputing errors on your credit reports.
AI Integration
While the sources do not explicitly detail the AI technologies used, the service’s ability to monitor and alert users about suspicious activity, identify emerging fraud trends, and provide personalized tips suggests the use of AI-driven tools. For example, Allstate Security Pro uses internal data and demographic information to uncover fraud trends, which likely involves AI analytics to process and interpret the data.
In summary, Allstate Identity Protection leverages a combination of automated monitoring, human expertise, and potentially AI-driven analytics to provide comprehensive protection against identity theft and financial fraud.
Allstate Identity Protection - Performance and Accuracy
Evaluating Allstate Identity Protection
Evaluating the performance and accuracy of Allstate Identity Protection involves examining its features, monitoring capabilities, and any noted limitations.
Monitoring Capabilities
Allstate Identity Protection offers a comprehensive set of monitoring features that are generally effective:
- Credit Monitoring: Allstate monitors credit activity using TransUnion, one of the three major credit bureaus, although it does not use Experian and Equifax as well.
- Identity Monitoring: The service tracks identifying information such as Social Security numbers, driver’s license numbers, and addresses, and includes dark web monitoring to detect compromised credentials.
- Financial Monitoring: This includes monitoring of bank accounts, credit cards, student loans, 401(k) accounts, and high-risk transactions. Users can set financial thresholds to receive alerts for suspicious transactions.
- Social Media Monitoring: Available with the Premier subscription, this feature monitors social media accounts for offensive posts or account takeovers.
- Digital Footprint: This feature scans the web for all accounts linked to the user’s name, helping manage and secure these accounts.
Accuracy and Alerts
Allstate’s system is designed to provide near real-time alerts for any suspicious activity detected. The use of both AI-driven bots and human intelligence helps in identifying and alerting users to potential threats quickly.
Limitations and Areas for Improvement
Despite its comprehensive features, there are some notable limitations:
- Single Credit Bureau: Allstate only uses TransUnion for credit monitoring, which might not provide a complete picture of a user’s credit health compared to services that use all three major credit bureaus.
- No Credit Reports or Scores (Initially Reported): There was an initial report that Allstate does not provide credit reports or scores, but this has been corrected; they do provide a monthly VantageScore 3.0 credit score and a free annual credit report.
- Family Plan Coverage: The family plans do not cover as many family members as some competitors, which could be a limitation for larger families.
- Financial Monitoring Gaps: While Allstate monitors various financial accounts, it does not monitor all transactions at every business, which might leave some gaps in coverage.
Customer Support and Security
Allstate Identity Protection offers 24/7 dedicated support and has a strong customer satisfaction score for identity restoration, with a 98% satisfaction rate. The service also ensures that customer data is stored securely in accredited data centers and is not sold to third parties.
Conclusion
In summary, Allstate Identity Protection performs well in terms of its monitoring capabilities and alert systems, but it has some areas for improvement, particularly in the use of multiple credit bureaus and the scope of family plan coverage. However, it provides a solid foundation for identity protection with its comprehensive monitoring and dedicated customer support.
Allstate Identity Protection - Pricing and Plans
Pricing Tiers
Allstate Identity Protection has three main pricing tiers: Essential, Premier, and Blue.Essential Plan
- Monthly Cost: $9.99 for individuals, $18.99 for families.
- Features:
- TransUnion credit monitoring
- Dark web monitoring
- Financial transaction alerts
- $1 million identity theft insurance with a $50,000 stolen funds limit
- Full-service remediation
- 24/7 support line
- Lost wallet assistance
- Credit monitoring and VantageScore updates.
Premier Plan
- Monthly Cost: $17.99 for individuals, $34.99 for families.
- Features:
- All features from the Essential plan
- Enhanced financial monitoring
- Tax fraud refund advance
- Social media monitoring
- Priority member support
- Credit card transaction monitoring
- Monitoring of high-risk transactions, student loans, and bank account transactions
- Increased stolen funds reimbursement (up to $500,000).
Blue Plan
- Monthly Cost: $19.00 for individuals, $36.00 for families.
- Features:
- All features from the Premier plan
- Three-bureau credit monitoring (TransUnion, Experian, and Equifax)
- Digital Security Suite including VPN, antivirus protection, and password manager
- Up to $2 million identity theft insurance with a $1 million stolen funds limit for family plans
- IP address monitoring
- Bank account transaction, takeover, and application monitoring
- Social media account takeover protection and reputation monitoring.
Family Coverage
All plans cover up to 10 family members, including children and seniors, with individual monitoring and customized alerts for each member.Free Options and Trials
- 30-Day Free Trial: Available for all personal plans, requiring credit card information but no charge for the first month.
- Free Digital Footprint Service: Available for Sam’s Club members, which includes email scanning and SSN monitoring without additional cost.
Discounts
- Sam’s Club Members: Can save up to 30% on Allstate’s paid subscriptions, with discounted rates for both individual and family plans.
Allstate Identity Protection - Integration and Compatibility
Integration and Compatibility of Allstate Identity Protection
When considering the integration and compatibility of Allstate Identity Protection, several key points are worth noting to ensure a seamless experience across various platforms and devices.Implementation and Integration
Allstate Identity Protection is designed to integrate smoothly with existing systems, particularly in a business setting. When you decide to offer this as an employee benefit, you are paired with a dedicated implementation director who acts as a single point of contact throughout the entire onboarding process. This includes handling platform integrations, marketing strategies, and billing and remittance, ensuring a streamlined experience with minimal hand-offs. The service also includes access to a resource library of implementation documents, photos, videos, and logos, which can be used to customize the integration on your platform. The implementation team provides guidance on the best ways to use these resources and shares proven practices for boosting engagement, such as maximizing placement on enrollment platforms and incorporating Allstate Identity Protection into decision support tools.Platform Compatibility
Allstate Identity Protection is compatible with a wide range of devices and operating systems. Here are some specific details:Desktop and Laptop Compatibility
The service is compatible with Windows 8.1, 10, and 11 (both 32-bit and 64-bit), as well as macOS 13, 14, and 15 (with Apple M-series ARM or Intel processors).Mobile Compatibility
It supports Android operating system version 8 and newer, and iOS version 14 and newer for iPhone and iPad devices. Additionally, it is compatible with Chromebooks running Android 11.0 and newer.Browser Compatibility
The service works with various browsers, including Google Chrome 11 and newer, Internet Explorer 11 and newer, Microsoft Edge (with partial support), Mozilla Firefox 3.6 and newer, and Opera 11 and newer.Additional Tools and Features
Allstate Identity Protection can be integrated with other security tools, such as Webroot antivirus software. For instance, you can upgrade your Webroot subscription to include Allstate Identity Protection, which adds features like dark web monitoring, financial monitoring, and 24/7 dedicated restoration support. This integration ensures comprehensive protection for both your devices and your identity.Comprehensive Coverage
The service offers holistic protection that includes monitoring for identity fraud, securing devices for the whole family, alerts on fraud trends, and 24/7 customer care. It also includes tools like the Allstate Digital Footprint, which shows where your personal information lives online and alerts you to potential security risks. This comprehensive approach ensures that your identity and devices are well-protected across various platforms. Allstate Identity Protection - Customer Support and Resources
Customer Support
If you suspect you are a victim of fraud or identity theft, you can contact Allstate Identity Protection’s Privacy Advocates immediately. Here are the steps to get help:
- You can reach out by selecting “Not me” on the alert within your account or by calling the advocate hotline at 1-855-821-2331.
- Once you are confirmed as a possible victim, you will be assigned to a Remediation Specialist who is a Certified Identity Theft Risk Management Specialist (CITRMS®). These specialists will manage your case and help restore your identity.
Customer service is available 24 hours a day, 7 days a week, through a toll-free number: 1-800-789-2720. You can also submit questions or requests through their contact form on the website.
Additional Resources
Allstate Identity Protection provides several additional resources to help you manage and protect your identity:
Monitoring and Alerts
The service includes near real-time alerts for any suspicious activity detected. You will receive email and/or text message alerts based on your communication preferences, as well as a monthly status email showing your Identity Health status and any outstanding alerts.
Credit and Dark Web Monitoring
Your plan may include monitoring of your credit reports, change of address records, credit card and loan applications, and the dark web for any circulation of your personal information. This proactive monitoring helps you stay ahead of potential identity thieves.
Identity Restoration
If you are a victim of identity theft, Allstate Identity Protection will fully manage your recovery. Their Remediation Specialists will handle the legwork to restore your identity from start to finish.
Credit Reports and Freezes
The service recommends reviewing your credit reports from the Annual Credit Reports website to verify no other fraudulent inquiries or accounts exist. You can also consider placing a credit freeze to prevent others from opening accounts using your information.
Family and Device Protection
Allstate Identity Protection offers comprehensive digital identity protection plans that include monitoring for the whole family, protection for devices, and alerts on fraud trends. Additional features include advanced malware detection, a VPN, and tools to manage screen time and filter websites.
Unemployment and Tax-Related Identity Theft
For victims of unemployment fraud or tax-related identity theft, Allstate provides specific resources and recommendations, such as contacting the three major credit bureaus and reviewing your credit reports to ensure no other fraudulent activity has occurred.
By leveraging these resources and support options, Allstate Identity Protection aims to provide a comprehensive and supportive experience for individuals looking to protect and restore their identities.
Allstate Identity Protection - Pros and Cons
Advantages
Comprehensive Monitoring
Allstate Identity Protection offers a wide range of monitoring services, including identity, credit, financial accounts, social media, and dark web monitoring. This helps in detecting potential identity theft and fraudulent activities across various platforms.
Family Coverage
The service provides family plans that can cover up to 10 family members, including children, and even extends coverage to senior family members such as parents, in-laws, and grandparents. This is particularly useful for families looking to protect all members under one plan.
Additional Features
Allstate Identity Protection includes a variety of extra features such as antivirus, VPN, password manager, location tracking, screen time management, firewall, file shredder, ad blocker, and robocall blocker. These tools enhance overall digital safety and security.
Identity Restoration Services
The service offers full-service remediation and resolution support available 24/7, which is crucial for helping victims of identity theft recover quickly and efficiently.
Financial Protection
Users can receive up to $2 million in identity theft insurance, which includes reimbursement for eligible out-of-pocket expenses related to identity theft. Some plans also offer up to $1 million in expense reimbursement.
User Alerts and Support
Allstate provides near real-time alerts for suspicious activities and offers 24/7 customer support to help manage and resolve identity theft issues.
Disadvantages
Credit Bureau Limitation
On the Essentials and Premier plans, Allstate Identity Protection only monitors the TransUnion credit report, not Experian or Equifax. Only the Blue plan offers monitoring of all three major credit bureaus.
Mobile App Issues
The mobile apps for Allstate Identity Protection have received poor ratings, which can make it less convenient for users to manage their accounts on the go.
Privacy Policy Concerns
While Allstate does not sell personal information, the privacy policy indicates that they may collect and share certain data, such as IP addresses, cookies, and browsing history, which some users might find concerning.
Feature Activation
Some features, like the robocall blocker and ad blocker, can only be used by the primary subscriber even in family plans, and other features require additional activation.
Digital Footprint Tool Issues
The Allstate Digital Footprint tool, which scans for old online accounts, can be slow and frustrating to use, often taking a long time to complete the scan.
Overall, Allstate Identity Protection offers a range of beneficial features for protecting against identity theft, but it also has some limitations, particularly in terms of credit bureau coverage and the functionality of certain tools.
Allstate Identity Protection - Comparison with Competitors
When Comparing Allstate Identity Protection to Competitors
When comparing Allstate Identity Protection to its competitors in the identity theft protection and privacy tools category, several key features and differences stand out.
Unique Features of Allstate Identity Protection
- Comprehensive Family Coverage: Allstate Identity Protection stands out with its ability to protect up to 10 family members under a single plan, making it an excellent choice for large households.
- Multi-Bureau Credit Monitoring: While the Essential and Premier plans monitor only TransUnion, the Blue plan offers credit monitoring across all three major credit bureaus (Experian, Equifax, and TransUnion).
- Digital Security Suite: The Blue plan includes a VPN, password manager, antivirus protection, and other digital safety tools, providing a holistic approach to identity and cybersecurity.
- Dark Web Surveillance: All plans include dark web monitoring, scanning hundreds of thousands of web pages daily for compromised personal information.
- Identity Theft Insurance: Allstate offers up to $2 million in identity theft insurance coverage, with varying limits for stolen funds across different plans.
Competitors and Alternatives
LifeLock
- LifeLock is a strong competitor, offering similar features such as credit monitoring, dark web surveillance, and identity theft insurance. However, LifeLock’s Ultimate Plus plan, while comprehensive, does not match the additional cybersecurity tools offered by Allstate’s Blue plan.
- LifeLock provides coverage for up to three adults and five children, but it does not extend to as many family members as Allstate’s plans.
Identity Force
- Identity Force offers identity theft, privacy, and credit protection solutions for consumers, businesses, and government agencies. It includes features like credit monitoring, fraud resolution, and dark web surveillance, but it lacks the extensive family coverage and digital security suite of Allstate.
AllClear ID
- AllClear ID specializes in healthcare data management and identity protection, particularly within the healthcare sector. While it provides consolidated medical records and identity protection, it does not offer the broad range of features and family coverage that Allstate does.
Aura
- Aura, formerly known as iSubscribed, offers intelligent digital safety solutions including financial fraud protection, identity theft protection, VPN, antivirus, and parental controls. While it provides a similar suite of digital security tools, it may not match the comprehensive identity theft insurance and multi-bureau credit monitoring of Allstate’s Blue plan.
Other Considerations
- Customer Support: Allstate Identity Protection offers 24/7 U.S.-based customer support, which is a significant advantage for users needing immediate assistance.
- Identity Restoration: Allstate’s dedicated Privacy Advocates provide valuable assistance in identity restoration, managing the entire recovery process from credit freezes to fraud resolution.
In summary, while competitors like LifeLock, Identity Force, and Aura offer strong identity theft protection services, Allstate Identity Protection’s comprehensive family coverage, multi-bureau credit monitoring, and extensive digital security suite make it a standout choice, especially for families seeking holistic protection.
Allstate Identity Protection - Frequently Asked Questions
Frequently Asked Questions about Allstate Identity Protection
What does Allstate Identity Protection cover?
Allstate Identity Protection offers comprehensive coverage that goes beyond just credit monitoring. It includes monitoring of your credit reports, credit-related accounts, and financial transactions. The service also monitors the dark web for compromised credentials and unauthorized account access. Additionally, you can set thresholds for your bank accounts to receive alerts for suspicious transactions.How much does Allstate Identity Protection cost?
The pricing for Allstate Identity Protection varies depending on the plan you choose. For individuals, the Essentials plan costs $9.99 per month, and the Premier plan costs $17.99 per month. For families, the Essentials plan is $18.99 per month, and the Premier plan is $34.99 per month. There is also a 30-day free trial available for all personal plans.What are the key features of the different plans?
The Essentials plan includes features such as identity monitoring, financial monitoring, $1 million expense coverage, $50,000 stolen funds reimbursement, and credit monitoring. The Premier plan adds additional features like tax fraud refund advance, social media monitoring, priority member support, and monitoring of high-risk transactions, student loans, and 401(k) transactions.How does Allstate Identity Protection alert me if there is a problem?
If suspicious activity is detected, Allstate will alert you via email or text message, based on your preferred communication method. You will also receive a monthly status email showing your Identity Health status and any outstanding alerts. You can view these alerts in your online portal as well.What happens if my identity is stolen or I am a victim of fraud?
If you suspect you are a victim of fraud or identity theft, you should contact Allstate’s Privacy Advocate team immediately. They will work with you to determine if you are a victim and assign a Remediation Specialist to manage your case and restore your identity. These specialists are Certified Identity Theft Risk Management Specialists (CITRMS®) and will handle the legwork to restore your identity.Is my information safe with Allstate Identity Protection?
Yes, Allstate takes the protection of your information very seriously. All employees, consultants, contractors, and vendors adhere to a comprehensive information security policy. Customer data is stored in a state-of-the-art data center with secure, encrypted connections, and Allstate does not sell your information to third parties.Can I use Allstate Identity Protection if I live outside the U.S.?
Allstate Identity Protection can monitor your identity if you have a registered U.S. address that matches the address on file with the credit bureaus. However, they cannot monitor foreign bank accounts or addresses in U.S. territories like Guam and Puerto Rico.Who is included in the Family plan?
The Family plan covers the account holder plus four additional family members, making it suitable for smaller families. If you have a larger family, you might need to consider other options that cover more individuals.What if I leave my job but want to keep my Allstate Identity Protection coverage?
If you leave your company and want to keep your coverage, you can contact the privacy expert team. Pricing may vary in this scenario.Are there any discounts available for Allstate Identity Protection?
Yes, Sam’s Club members can get the Digital Footprint service for free and also save up to 30% on Allstate’s paid subscriptions.How do I enroll in Allstate Identity Protection?
You can enroll directly through the Allstate website or through your employer if it is offered as a voluntary benefit. Once enrolled, you will need to log in to your online account to activate all the features. Allstate Identity Protection - Conclusion and Recommendation
Final Assessment of Allstate Identity Protection
Allstate Identity Protection is a comprehensive service that offers a wide range of features to protect individuals and families from identity theft and other digital threats. Here’s a breakdown of what it offers and who would benefit most from using it.Key Features
Comprehensive Monitoring
Allstate Identity Protection includes identity, financial account, and credit monitoring, as well as dark web monitoring to detect compromised credentials and personal information.
Digital Footprint Tool
The Allstate Digital Footprint® tool helps users visualize and manage their online data, showing where their data lives online and how it might be exposed.
Family Digital Safety
The service provides family digital safety tools, including web filtering, screen time management, and location tracking to keep kids safe. It also offers senior family coverage for parents, in-laws, and grandparents age 65 .
Financial Protection
Users can set alerts for high-risk transactions, monitor bank accounts, credit and debit cards, and other financial accounts. There is also up to $1 million in identity theft expense reimbursement and credit freeze assistance.
Social Media Monitoring
The service monitors social media accounts for takeover attempts and provides alerts for suspicious activity.
Full-Service Remediation
Allstate offers 24/7 full-service remediation and resolution support in case of identity theft.
Pricing
The pricing is reasonable, with options for both individuals and families. The Essentials plan starts at $9.99 per month for individuals and $18.99 per month for families. The Premier plan, which includes additional features like tax fraud refund advance and priority member support, costs $17.99 per month for individuals and $34.99 per month for families.
Who Would Benefit Most
This service is particularly beneficial for:
Families
With features like family digital safety tools, web filtering, and location tracking, families can ensure their children are safe online. The family plan covers up to five users, making it suitable for smaller families.
Individuals with Multiple Online Accounts
Given that the average person has over 150 online accounts, the Allstate Digital Footprint tool can help individuals manage and secure their digital presence effectively.
Seniors
The senior family coverage and Elder Fraud Center provide specialized scam support, making it a valuable option for older adults.
Those Seeking Comprehensive Protection
Anyone looking for a comprehensive identity protection service that includes financial monitoring, dark web scanning, and full-service remediation would find Allstate Identity Protection highly beneficial.
Overall Recommendation
Allstate Identity Protection is a strong choice for anyone concerned about their digital security. Its comprehensive suite of features, including the innovative Digital Footprint tool and extensive family safety options, make it a well-rounded service. The pricing is competitive, and the 30-day free trial allows users to test the service before committing. Given the increasing risks of identity theft and digital fraud, this service provides peace of mind and proactive protection, making it a recommended option for those seeking to safeguard their personal and financial information.