Product Overview of PrivacyGuard
PrivacyGuard is a comprehensive suite of identity and cyber protection services designed to help users prevent, detect, and resolve identity and cyber threats. Here’s a detailed look at what the product does and its key features.
What PrivacyGuard Does
PrivacyGuard is an identity theft protection service that focuses on monitoring and protecting users’ sensitive information, including credit scores, reports, and personal data. It provides continuous surveillance to identify potential threats and offers tools for recovery and resolution in case of identity theft or fraud.
Key Features
Credit Monitoring
PrivacyGuard monitors credit scores and reports from the three major credit-reporting agencies: Experian, TransUnion, and Equifax. It provides daily credit monitoring, sending alerts for changes such as new inquiries, derogatory information, new accounts opened, public records added, or changes in address.
Identity Theft Protection
The service includes robust identity theft protection features, such as:
- Social Security Number Event Tracking: Monitors public records and data sources for identity records associated with users’ Social Security numbers.
- Dark Web Monitoring: Continuously monitors the dark web and black market websites for users’ personal information, including up to 10 credit/debit cards.
- Public Record Monitoring: Tracks changes to public records, including criminal records, bankruptcies, and judgments.
Alert System
PrivacyGuard features an advanced alert system that notifies users via email or SMS about any suspicious activities, such as:
- Illegal activity within bank accounts or credit cards
- Data disclosure on the internet, including the dark web
- Address changes or use of the physical address for crimes
- Registered sex offenders in the neighborhood.
Additional Protection Features
- Email, Phone, Name, and Birthday Monitoring: Monitors these personal details for any unauthorized use.
- Identification/Application Verification: Alerts users if their ID is used in fraudulent activity or account takeover.
- Bank Account and Credit Card Monitoring: Tracks activity on these accounts to prevent unauthorized transactions.
- USPS Address Changes: Monitors changes to users’ mailing addresses.
Control and Recovery Features
- Wallet Theft Control: Allows users to block and recover credit cards in case of wallet theft.
- Medical Identity Fraud Control: Monitors medical identification information and notifies users of any unauthorized use.
- Credit Score Control: Protects creditworthiness and informs users of illegal activities related to their credit cards, lines, and bank accounts.
- Up to $1 Million Identity Theft Insurance: Available in the Total Protection tier, this insurance covers financial losses due to identity theft.
Security and Privacy
PrivacyGuard ensures data security through:
- Multi-Factor Authentication: Access to the app via fingerprint or face recognition.
- Encryption: All network communications and data are encrypted both in transit and at rest.
- Compliance with Regulations: Adheres to strict standards such as PCI DSS and ISO/IEC 27001.
Additional Tools
- Secure Browser and Mobile Secure Keyboard: Provides secure browsing and encrypted online conversations.
- Smart Anti-Virus: Includes Norton Antivirus protection for enhanced security.
- Credit and Mortgage Calculators: Useful tools for managing credit limits and periods.
- Emergency Travel Assistance and Lost and Stolen Wallet Protection: Offers additional support services.
Subscription Plans
PrivacyGuard offers three subscription tiers, each tailored to different needs:
- ID Protection Plan: Focuses on identity monitoring and recovery.
- Credit Protection Plan: Focuses on credit scores, reports, and tools.
- Total Protection Plan: Combines both identity and credit protection with additional features like identity theft insurance and comprehensive alerts.
In summary, PrivacyGuard is a robust identity and cyber protection service that provides comprehensive monitoring, alert systems, and recovery tools to safeguard users’ sensitive information and financial well-being.