Allstate Identity Protection Overview
Allstate Identity Protection is a comprehensive service designed to safeguard your personal information and protect you from the increasingly sophisticated threats of identity theft and online fraud. With a legacy of over 90 years of protecting what matters most, Allstate extends its expertise into the digital realm to help you navigate the risks associated with modern technology.
Key Features
Comprehensive Identity and Financial Monitoring
Allstate Identity Protection includes robust monitoring of your identity, financial accounts, and credit reports. This involves:
- Credit Monitoring: Continuous surveillance of your credit reports and credit-related accounts to detect any suspicious activity, such as new credit card or loan applications.
- Dark Web Monitoring: Active monitoring of the dark web to identify and alert you if your personal information, such as your phone number or email address, is found in compromised databases.
Advanced Privacy and Security Tools
The service features several advanced tools to enhance your online security:
- Allstate Digital Footprint®: This proprietary tool shows where your personal data lives online and how it might be exposed, enabling you to take proactive steps to protect it.
- Allstate Security Pro®: Provides updates and education on relevant scams and cybersecurity threats.
- Identity Health Status: Offers an at-a-glance insight into your identity risk, helping you stay informed and take necessary precautions.
Family and Digital Safety
Allstate Identity Protection is not just limited to individual protection; it also includes features to safeguard your entire family:
- Family Digital Safety Tools: These tools help keep kids safe with web filtering, screen time management, and location tracking. Family plans also cover senior family members, including parents, in-laws, and grandparents, with access to the Elder Fraud Center.
- Social Media Account Monitoring: Monitors your social media accounts for potential takeover and other safety concerns.
Financial Protection and Alerts
The service offers financial protection through:
- Financial Threshold Monitoring: Allows you to set financial thresholds for debits from your bank accounts, receiving alerts for potentially suspicious transactions outside your set limits.
- Robocall and Ad Blocker: Features to block unwanted robocalls and ads, though these are limited to the primary subscriber in family plans.
Remediation and Support
In the event of identity theft, Allstate Identity Protection provides full-service remediation and resolution support:
- 24/7 Customer Care: Access to a dedicated customer care team available around the clock to help restore your identity.
- Up to $1 Million Identity Theft Expense Reimbursement: Coverage for stolen funds and out-of-pocket costs due to identity theft, including reimbursement for funds stolen from HSA or retirement accounts.
Plans and Pricing
Allstate Identity Protection offers flexible plans to suit individual and family needs:
- Individual Plan: $9.95 per month
- Family Plan: $17.95 per month, covering up to 10 members.
Enrollment and Accessibility
Enrollment is straightforward and can be completed in minutes. The service is accessible through an easy-to-use portal and apps, allowing you to manage your identity protection on the go.
By combining advanced monitoring, robust security tools, and comprehensive remediation services, Allstate Identity Protection provides a holistic solution to protect your digital identity and ensure your peace of mind in the increasingly complex online world.