Credit Sesame Identity Theft Protection - Short Review

Product Overview: Credit Sesame Identity Theft Protection

Credit Sesame’s Identity Theft Protection service is a comprehensive solution designed to help consumers protect their credit and personal identity from potential threats. Here’s a detailed look at what the product does and its key features:

What it Does

Credit Sesame’s Identity Theft Protection service is integrated into the company’s broader suite of credit and financial management tools. It aims to provide users with a robust defense against identity theft, allowing them to monitor, manage, and protect their credit and personal information all in one place.

Key Features

Credit Monitoring

• Unlimited Daily Credit Scores: Users can access their latest credit scores at any time, a feature unique to Credit Sesame.
• Monthly Credit Report: Provides unlimited full credit report access to monitor details from all three major credit bureaus.

Identity Theft Protection

• Internet Identity Watch: Proactively monitors thousands of black market websites and millions of data points for malicious sources of stolen personal information.
• Public Records Monitoring: Monitors court records, payday loans, sex offender registries, and address changes for indications of stolen identity.
• Social Security Monitoring: Provides a report of all names, aliases, and addresses associated with a user’s Social Security number.

Financial and Criminal Area Monitoring

• Bank Accounts, Credit Cards, and Investment Accounts: Monitors these financial areas for any suspicious activity that could indicate identity theft.
• Dark Web Monitoring: Tracks the dark web for any signs of stolen personal information.

Identity Restoration and Insurance

• 24/7 Live Help: Access to certified identity theft specialists who provide full-service assistance with identity restoration in the event of identity theft.
• $1 Million Identity Theft Insurance: A zero-deductible insurance policy that covers expenses related to identity theft up to $1 million.

Additional Protections

• Fast Track Credit Dispute Resolution: Live representatives assist with hands-on help in resolving credit report disputes.
• Stolen and Lost Wallet Protection: 24/7 live help to assist in contacting financial institutions to cancel and reissue lost or stolen cards.

Security and Accessibility

• Bank-Level Security: Credit Sesame uses industry-standard encryption and security measures to protect users’ personal and financial information.
• Multi-Platform Access: The service is accessible online via desktop and mobile devices, with apps available on the Apple App Store, Google Play, and Amazon for Kindle Fire.

Free and Premium Services

Credit Sesame offers both free and premium identity theft protection services. The free service includes $50,000 in identity theft insurance, live support, and real-time notifications for changes in credit files. The premium services, such as Advanced Credit and Identity Theft Protection, provide enhanced features like unlimited daily credit scores, fast track credit dispute resolution, and comprehensive public records monitoring.

In summary, Credit Sesame’s Identity Theft Protection service is a powerful tool that combines credit monitoring, identity protection, and financial management features to provide users with a comprehensive solution to safeguard their credit and personal identity.