Intelius Identity Protect Overview
Intelius Identity Protect is a comprehensive identity theft protection service offered by Intelius, a company well-known for its background check and people search services. This product is designed to help individuals protect their personal and financial information from potential identity theft.
What it Does
Intelius Identity Protect is tailored to monitor and safeguard your personal data, providing real-time alerts and tools to help you maintain control over your identity. The service combines advanced monitoring capabilities with robust protection features to ensure your financial and personal security.
Key Features and Functionality
Identity Monitoring
- Intelius Identity Protect performs daily searches of public websites, trading websites, and public records to monitor your protected data, including Social Security numbers, names, addresses, and credit card numbers.
Credit Monitoring
- The service includes access to a monthly single-bureau credit score and a free annual credit report in the 3-in-1 format, combining data from Experian, Equifax, and TransUnion. This helps you track your credit score and identify any anomalous transactions or applications that may indicate fraudulent activity.
Public Records Monitoring
- Intelius leverages its extensive background check capabilities to monitor public records, including information about your relatives, associates, addresses, and nearby sex offender reports. It also provides property reports, although some users have noted that these can sometimes be outdated.
Alerts and Notifications
- Users receive alerts when there are signs of potential identity theft, such as unusual changes in their public records or credit reports. This ensures you get advance notice of any potential fraud that could impact your credit rating or financial security.
Identity Theft Insurance
- The service includes up to $1 million in identity theft insurance, providing financial protection in case of identity theft. Additionally, it offers a “recovery kit” to help you recover from identity theft, although the specifics of this kit are not fully detailed.
Additional Protections
- Intelius Identity Protect allows you to opt out of junk mail registers and pre-approved credit offers, reducing the risk of credit fraud. It also provides access to identity resolution agents who can assist with resolving fraud disputes and other identity-related issues.
User Interface and Setup
- Setting up an account is straightforward and involves activating the various protections. The website is clean and intuitive, with a progress bar to ensure all necessary fields are filled. The service is entirely web-based, with no desktop or mobile apps available.
Subscription Options
- Intelius Identity Protect is available at a monthly price of $19.95, with discounts for quarterly and yearly subscriptions, making it one of the more affordable identity theft protection services on the market.
In summary, Intelius Identity Protect offers a robust set of features designed to protect your identity, monitor your credit, and provide comprehensive public records monitoring, all at a competitive price point.