Product Overview of RealtyMogul
RealtyMogul is a comprehensive real estate crowdfunding platform designed to make commercial real estate investing accessible and manageable for both accredited and non-accredited investors. Here’s a detailed look at what the platform does and its key features:
What RealtyMogul Does
RealtyMogul enables investors to build a diversified real estate portfolio through various investment vehicles, including real estate investment trusts (REITs), individual properties, and 1031 exchange properties. The platform is tailored to generate passive income and facilitate simple portfolio diversification, making commercial real estate investing more approachable for a broader range of investors.
Key Features
Investment Options
- REITs: Investors can invest in public, non-traded REITs that offer regular distributions through debt and equity investments. These REITs are more liquid compared to individual properties.
- Individual Properties: Accredited investors can invest in specific commercial properties, although this option is not available to non-accredited investors.
- 1031 Exchange Properties: Investors can utilize 1031 exchanges to defer capital gains taxes, a feature particularly beneficial for those looking to manage tax liabilities.
Due Diligence and Transparency
- RealtyMogul conducts rigorous due diligence on each investment opportunity, evaluating the sponsor, business plan, and property before listing it on the platform. Only about 1.1% of the over 30,000 applications received from real estate projects are accepted.
- All necessary information for due diligence is made available on the property listings, ensuring transparency and empowering investors to make informed decisions.
User-Friendly Platform
- The platform offers a comprehensive dashboard where investors can find investment properties, review detailed information, sign legal documents online, and monitor their portfolio 24/7.
- Investors receive regular updates and reporting on the performance of their investments directly through their dashboard.
Educational Resources and Support
- RealtyMogul provides extensive educational resources and an expert investor relations team to help members make fully informed investment decisions.
Retirement Account Integration
- Investors can use self-directed IRAs (SDIRAs) to invest in commercial real estate, allowing for retirement savings to be diversified into real estate investments.
Fees and Minimums
- The platform has an investment minimum of $5,000, and fees vary depending on the specific investment. All fees associated with an investment are clearly displayed on the property listing.
Functionality
- Automated Investing: RealtyMogul allows for automated investing, streamlining the process for investors.
- Frictionless Process: The platform’s technology and software make the entire investment process frictionless, from screening investments to signing legal documents online.
- Compliance and Regulation: All deals are evaluated by RealtyMogul’s affiliated broker-dealer, RM Securities, ensuring compliance with regulatory standards.
In summary, RealtyMogul is a robust platform that simplifies commercial real estate investing by offering a range of investment options, rigorous due diligence, transparent processes, and user-friendly tools, making it an attractive choice for investors seeking to diversify their portfolios.